Terms & Conditions
Privacy Policy
Effective Date: May 31, 2026
Rincon Brokerage Group ("we," "us," or "our") is an independent licensed insurance broker operating in New York. This Privacy Policy explains how we collect, use, and protect information submitted through this website.
1. Information We Collect
We may collect the following information when you use this website or contact us:
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Name, email address, and phone number submitted through contact or quote request forms
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Business name and type, if provided
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Coverage needs or questions you describe
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Technical data such as browser type, IP address, and pages visited (collected automatically via cookies and analytics tools)
2. How We Use Your Information
We use the information you provide to:
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Respond to your inquiries and requests
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Prepare and deliver insurance quotes
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Communicate with you about your coverage
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Improve the functionality and content of this website
We do not sell, rent, or share your personal information with third parties for marketing purposes.
3. Insurance Carriers and Third Parties
To obtain quotes or bind coverage on your behalf, we may share relevant information with insurance carriers, wholesalers, or managing general agents. These parties are bound by their own privacy policies and applicable law.
4. Cookies and Analytics
This website may use cookies and third-party analytics tools (such as Google Analytics) to understand how visitors use the site. You may disable cookies in your browser settings; doing so may affect certain website features.
5. Data Security
We take reasonable precautions to protect the information you submit. This website is served over HTTPS with encryption in transit. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
6. Your Rights
New York residents have rights under applicable state law regarding their personal information, including the right to know what data we hold, request correction, and request deletion where feasible. To exercise these rights, contact us at info@rinconbrokerage.com.
7. Children's Privacy
This website is not directed to children under the age of 13. We do not knowingly collect personal information from children.
8. Changes to This Policy
We may update this Privacy Policy from time to time. The effective date at the top of this page reflects the most recent revision. Continued use of the website after changes constitutes acceptance of the updated policy.
9. SMS Privacy Policy
Effective Date: July 7, 2026
Rincon Insurance Services LLC, doing business as Rincon Brokerage Group (“Rincon Brokerage Group,” “we,” “our,” or “us”), values your privacy and is committed to protecting your personal information. This SMS Privacy Policy explains how we collect, use, and protect information when you opt in to receive text messages from us.
Information We Collect
When you opt in to receive SMS communications, we may collect:
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Your name
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Mobile phone number
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Email address (if provided)
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Your consent to receive SMS messages
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Information related to your insurance inquiry or policy
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Records of SMS communications between you and our agency
How We Collect Information
We collect information directly from you when you:
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Submit a quote request
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Complete a contact form
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Call or text our office
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Request information about insurance products
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Become a client
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Opt in to receive text messages
How We Use Your Information
We use your information to:
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Respond to insurance inquiries
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Provide insurance quotes
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Send appointment confirmations and reminders
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Provide policy servicing updates
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Send renewal reminders
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Request documents or additional underwriting information
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Respond to customer service requests
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Communicate regarding your insurance policies
SMS Communications
By providing your mobile phone number and opting in, you agree to receive SMS messages from Rincon Brokerage Group.
Message frequency varies depending on your relationship with our agency and your insurance needs.
Message and data rates may apply.
You may opt out at any time by replying STOP to any text message.
For assistance, reply HELP or contact us directly.
Information Sharing
We respect your privacy.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
All categories above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We may share your information only when necessary to:
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Obtain insurance quotes from insurance carriers, wholesalers, or managing general agents
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Service your insurance policies
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Comply with applicable laws or legal requirements
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Work with trusted service providers who assist us in operating our business (such as secure communication, CRM, or technology providers)
These providers are required to safeguard your information and use it only for the services they provide to us.
Consumer SMS registration and mobile opt-in data will not be transferred, shared, or sold to any external organization.
This restriction applies in all cases, including when consent is given.By opting in to receive SMS messages from RINCON BROKERAGE, you agree to receive customer care messages, promotional discounts, flash sales, advertisements, and account notification messages.
The only exception is when limited disclosure is strictly necessary for essential service delivery required to provide the requested service.
Outside of that essential service delivery need, such data is never otherwise transferred or shared.
Data Security
We maintain reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction.
Changes to This Policy
We may update this SMS Privacy Policy from time to time. Any changes will be posted on this page with an updated Effective Date.
10. Contact
For questions about this Privacy Policy:
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Email: info@rinconbrokerage.com
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Phone: (914) 677-4272
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Mail: Rincon Brokerage Group, 418 Broadway Ste N, Albany NY 12207
Terms & Conditions
By accessing or using this website, you agree to the following Terms of Service. If you do not agree, please do not use this website.
1. Purpose of This Website
This website is operated by Rincon Brokerage Group, a licensed independent insurance broker in New York. The website provides general information about insurance products and services and allows visitors to submit inquiries or quote requests. It does not constitute the binding of insurance coverage.
2. No Insurance Coverage Created
Nothing on this website constitutes an offer to insure, a binder of coverage, or a contract of insurance. Coverage is only effective when confirmed in writing by a licensed carrier and a policy is issued. Until that time, no coverage exists.
3. Accuracy of Information
We make reasonable efforts to keep the content on this website accurate and current. However, insurance products, rates, and availability change frequently. Information on this website may not reflect current carrier offerings and should not be relied upon as a substitute for a direct quote or professional consultation.
4. Use of the Website
You agree to use this website only for lawful purposes. You may not:
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Submit false or misleading information through any form on this site
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Attempt to access systems, networks, or data not intended for public use
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Use automated tools to scrape, crawl, or harvest content from this website
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Engage in any activity that could damage, disable, or impair the website
5. Intellectual Property
All content on this website, including text, branding, logos, and design elements, is the property of Rincon Brokerage Group or its licensors. You may not reproduce, distribute, or use this content without prior written permission.
6. Third-Party Links
This website may contain links to third-party websites (such as carrier portals or payment processors). We are not responsible for the content, accuracy, or privacy practices of those sites.
7. Limitation of Liability
To the fullest extent permitted by New York law, Rincon Brokerage Group shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.
8. Governing Law
These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of New York State.
9. Changes to These Terms
We reserve the right to update these Terms at any time. The effective date above reflects the most recent revision. Continued use of the website constitutes acceptance of the revised Terms.
10. Contact
Questions about these Terms of Service:
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Email: info@rinconbrokerage.com
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Phone: (914) 677-4272
Disclaimer
General Information Only
The content on this website is provided for general informational purposes only. It does not constitute professional insurance advice, a quote, or a binder of coverage. Individual coverage needs vary and should be assessed by a licensed insurance professional based on your specific situation.
No Guarantee of Coverage or Rates
Insurance availability, premiums, and policy terms vary by carrier, risk type, location, and individual circumstances. Any information on this website about coverage types or pricing is illustrative only. Actual quotes may differ. Coverage is subject to underwriting approval and issuance of a policy by a licensed insurer.
Independent Broker Disclosure
Rincon Brokerage Group is an independent licensed insurance broker. We represent clients, not carriers. We may receive commissions or other compensation from insurance carriers when we place coverage on your behalf. This does not affect our obligation to act in your interest in the procurement of coverage.
Errors and Omissions
While we make every effort to ensure the accuracy of information on this website, we do not warrant that it is complete, current, or error-free. We reserve the right to correct errors and update content at any time without notice.
No Attorney-Client or Fiduciary Relationship
Use of this website does not create an attorney-client relationship, fiduciary relationship, or any professional relationship other than that of an insurance broker and prospective client once an engagement has been established in writing.
Coverage Questions
If you have specific questions about your current coverage, a claim, or a policy, please contact us directly. Do not rely on general website content to make coverage decisions.
Contact
Rincon Brokerage Group
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Email: info@rinconbrokerage.com
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Phone: (914) 677-4272